Boat and Jet Ski Insurance in Katy, TX | Loyal Services LLC
(713) 998-0555 info@loyalservicesllc.com 2043 N Mason Rd Unit 701, Katy, TX 77449
Boat and jet ski insurance for watercraft owners in Katy, TX

Protect your watercraft on every trip

Liability, theft, collision, trailer and personal effects coverage for boats and jet skis — affordable quotes with bilingual service.

Watercraft insurance for Katy waterways

From small jet skis to larger boats, we protect your vessel, your passengers and your liability — with coverage options for every water-based activity.

What your policy can include

Liability

For bodily injury and property damage — covers what you cause to others if you are at fault in an accident on the water.

Comprehensive & collision

Protects your watercraft against theft, weather damage and collision damage.

Uninsured boaters

Protects you against boaters with no insurance who cause damage to your vessel.

Medical payments

Covers medical expenses for you and your passengers after an accident on the water.

Personal effects

Protects your belongings on board — fishing equipment, safety gear and gadgets.

Trailer coverage

Covers your boat or jet ski trailer while towing or parked.

Roadside assistance

Extra protection for towing, wreckage removal and water sports equipment.

Fuel spill liability

Covers costs related to fuel leaks or accidental contamination caused by your watercraft.

Wreckage removal and water sports coverage can be important additions to your boat or personal watercraft policy.

Boat insurance in Katy — answered

Is boat insurance required in Katy / Texas?

Not legally required — but highly recommended. If your boat is financed, insurance is mandatory.

What is the most common boat claim in the Katy area?

Theft and weather damage are the most common around here. Comprehensive coverage protects against both.

Do I need coverage for my jet ski trailer?

Yes, we recommend trailer coverage. It is affordable and protects you during transport.

Can I use my boat insurance out of state?

Most policies provide coverage nationwide. Confirm the terms of your policy before traveling.

How do I file a boat insurance claim?

Contact us immediately. We handle the claims process and work with your insurer for a quick resolution.

What our clients say

★ 4.8 based on 91 Google reviews

★★★★★ 3 months ago
I fully recommend their tax and legal document services. They are kind, professional and clearly very knowledgeable — they bring clarity and peace of mind to their clients.
Lic. Carolina Castelblanco Google review · Tax services
★★★★★ 5 months ago
Eternally grateful to all of you, especially Diego Ospina, who handled my need for a COI for my client. Thank you for helping me year after year with general liability, workers comp and company vehicles.
Ana Belloso Google review · Commercial
★★★★★ 8 months ago
A great and very smooth first transaction. Clear with their request, fast and correct in their responses, paid on time. VERY professional and easy to work with.
Libia Gregg Google review · Business
★★★★★ 1 year ago
Great customer service, super professional. I am very happy with the service they gave me — completely satisfied and I recommend them.
Octavious Sanchez Google review · Auto
★★★★★ 1 year ago
I asked Camilo about the insurance I needed and 30 minutes later he was calling me back with options. They guided me through the whole process and solved in hours a problem I had carried for weeks.
Maria Valentina Mendoza Google review · Auto
★★★★★ 1 year ago
Great service and they find you the prices. I have had my car insured with them for two years now.
Erick Díaz Google review · Auto
★★★★★ 1 year ago
I was really satisfied — they do their job very well, they are interested and relevant. I had car insurance with them and I was very satisfied.
Emre Kurt Google review · Auto
★★★★★ 1 year ago
They compared several carriers for my home policy and explained every difference in plain language. Fast, bilingual and genuinely helpful.
Diego Restrepo Google review · Home
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Loyal Services LLC advisors in Katy, TX

Ready to protect your watercraft?

Our online portal lets Katy boaters get a boat or jet ski quote and be on their way to coverage in a few minutes — or chat with an agent on WhatsApp, Monday to Saturday, 10am to 10pm.