Affordable Car Insurance in Katy, TX - Get Your Free Quote Today
Car Insurance Coverage Options in Katy, Texas
Find the best car insurance rates in Katy, TX with Loyal Services LLC. We compare quotes from over 25 insurance companies to help you get the lowest premiums with the coverage you need. Whether you need liability, full coverage, or specialized protection, our local experts in Katy will guide you to the perfect plan.
Types of Car Insurance Coverage Available in Katy, TX
Liability Insurance (Texas Minimum Required)
Liability insurance is required by the law of Texas and covers medical expenses and property damage caused to other parties if you're at fault in an accident. Texas minimum requirements are 30/60/25 coverage limits.
Full Coverage Insurance for Katy Drivers
Full coverage insurance includes both collision and comprehensive coverage plus liability protection. This covers damage to your vehicle from collisions, theft, weather events, and natural disasters common in the Katy, TX area. Recommended for newer vehicles or those with financing.
Additional Coverage Options
Enhance your car insurance with optional coverages like Medical Payments, Uninsured/Underinsured Motorist protection, 24/7 Roadside Assistance in Katy, and Rental Car Reimbursement while your vehicle is being repaired.
Other coverage:
To any of your car insurance you can add special coverage such as:
Medical payments
Medical payments for you and your passengers in case of an accident. It also covers you, if you are injured
Personal injuries
Personal injuries. It’s similar to medical payments coverage, but it also pays for lost wages and other non-medical costs.
uninsurance driver
Uninsured or underinsured driver. Pays if you’re hit by someone who doesn’t have insurance or doesn’t have enough cover to pay your auto repair and medical bills. Plus, it covers your belongings if you have a hit-and-run accident.
Roadside assistance
Provides coverage if the insured’s car is disabled due to a covered emergency like Towing, Locksmith Service, Flat Tire Change and Battery Jump-Start
Refund of rent
Rental Reimbursement pays for rental car fees, up to the limit selected, if the customers’ car is damaged and undriveable. This only applies to covered losses and not general maintenance
Why Choose Loyal Services for Car Insurance in Katy:
30
40k
Easy
4,8/5
Companies we work with
***Full cover insurance coverage and some special coverages have a deductible, which is the amount that the insured must pay before their vehicle is repaired.
How We Help You Get the Best Car Insurance in Katy
Learn Your Needs
When you contact Loyal Services LLC, our insurance experts take time to understand your driving habits, vehicle type, and coverage preferences specific to Katy, TX. We learn about your story to recommend the right protection for your situation
Compare Multiple Quotes
We don't just offer one option. Loyal Services compares quotes from 25+ insurance carriers to show you the best rates and coverage combinations available in Katy. You see all your options before deciding.
Get Started Today
Get your free car insurance quote online in minutes, or chat with a Loyal Services agent via WhatsApp for personalized guidance. We're here Monday-Saturday, 10am-10pm
Frequently Asked Questions About Car Insurance in Katy, TX
Texas requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person,
$60,000 per accident, $25,000 property damage). Loyal Services helps you meet these
requirements and find affordable rates.
Car insurance rates vary based on age, driving record, vehicle type, and coverage
selected. Get a free quote from Loyal Services in minutes – we compare rates from multiple
carriers to find your best price.
Yes! Our entire team at Loyal Services LLC in Katy offers full assistance and support in
Spanish. We want you to understand your coverage completely.
With Loyal Services’ online portal, you can get a free quote and secure coverage in just a
few minutes. No waiting, no complicated paperwork.
Discounts vary by insurance company but may include: safe driver discounts, bundling
home and auto, good student discounts, defensive driving course completion, and more. Our
agents find the discounts you qualify for.
Get Started Online
The LOYAL Insurance easy online portal, customers can get a quote and be on their way to coverage within a few minutes.
Chat with a loyal
service agent
We can assist you through WhatsApp Monday - Saturday 10am Until 10Pm
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